Parks Lending LLC is a free mortgage education resource. Learn how buying, refinancing, bridge loans, and rental property financing work, then book a free education call with Matthew Park to talk through your questions.
Parks Lending LLC is a free educational resource that helps people understand how mortgages work, from first-time buyers to experienced homeowners and investors. We explain the concepts, the steps, and the paperwork, so you can walk into a conversation with a lender prepared.
Parks Lending LLC does not make or arrange loans, and nothing here costs you anything. When you want to talk through your own questions, you can book a free education call with Matthew Park.
Plain-English overviews of the most common mortgage situations. Educational content only, not an offer to lend.
How pre-approval, down payments, and closing costs fit together, and what the path from accepted offer to keys usually looks like.
Why homeowners refinance, how to weigh closing costs against monthly savings, and what a lender reviews when you apply.
How some homeowners buy their next home before selling their current one, how a bridge loan is typically structured, and the trade-offs to weigh.
How investment-property loans differ from loans on a home you live in, and why lenders look at the property's expected rental income.
The three stages most borrowers go through, at a glance.
A lender reviews your income, assets, credit, and debts to estimate how much you may be able to borrow. It's usually the first step before making an offer.
Once you're ready to move forward, you complete a full application. The lender verifies your documents and orders an appraisal of the property.
You review and sign the final loan documents and pay closing costs. Lenders must give you your Closing Disclosure at least three business days before you close.
Tell us what you'd like to learn about and the best time to reach you, and Matthew Park will contact you to schedule a call, usually within one business day. The call is free, and there's no obligation.
Matthew Park will reach out to schedule your education call, usually within one business day.
Last Updated: September 2026 | Business: Parks Lending LLC
Parks Lending LLC ("we," "us," or "our") runs this website as a free mortgage education resource. This Privacy Policy explains what information we collect when you visit the website or submit the contact form, how it is used and shared, and your choices, including for text messages. By using this website or submitting the form, you agree to this Privacy Policy.
If you submit the contact form, we collect your name, email address, phone number, the topic you choose, your preferred call time, and your opt-in choice, along with technical information used to record your consent (IP address, browser type, and the date and time of your request). You can browse the educational content without submitting any information.
The form exists only to schedule your free education call. When you submit it, your information goes to Matthew Park of Parks Lending LLC so he can contact you to schedule the call. If you later decide to apply for a mortgage, you will do that separately with a licensed lender, and that lender's own privacy policy will govern the information you give it.
Non-sharing Clause: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Data will not be sold or shared with third parties for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Opt-In Method: You opt in by checking the optional, unchecked opt-in box on the website form and submitting the form. The opt-in language states who will contact you, the purpose, message frequency, and how to opt out. No text messages are sent unless you check the box and submit the form.
Sender: Parks Lending LLC (Matthew Park).
Message Types: Scheduling and reminders for your education call, answers to your questions, and mortgage education tips and updates.
Message Frequency: Varies; typically 1–4 messages per inquiry.
Message & Data Rates: May apply depending on your mobile carrier plan.
Opt-Out: Reply STOP to unsubscribe at any time. Reply HELP for assistance. Contact: matthew@parkslending.com.
Consent Disclosure: Consent to receive text messages is not a condition of any purchase. We do not purchase or use third-party contact lists.
If you have any questions regarding privacy, please read our privacy policy: https://parkslending.com/#privacy
This website does not use analytics or advertising cookies. If that changes, this policy will be updated first.
We implement reasonable administrative and technical safeguards to protect personal information. However, no method of transmission over the Internet is completely secure.
You may request access to, correction of, or deletion of your information. You may withdraw text-message consent at any time by replying STOP. Contact: matthew@parkslending.com.
This website is intended for individuals 18 years of age or older.
Parks Lending LLC
2499 N. La Colina Ct, Orange CA 92867
Phone: (909) 927-9896
Email: matthew@parkslending.com
Last Updated: September 2026 | Business: Parks Lending LLC
By accessing and using this website or opting in to text messages, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the website.
Parks Lending LLC may modify these Terms at any time. Continued use of the website after modifications means you accept the revised Terms.
Parks Lending LLC provides free general mortgage education, including education calls with Matthew Park. Website content and education calls are for informational purposes only. They are not an offer or commitment to lend, and they are not legal, tax, or financial advice. Parks Lending LLC does not make or arrange loans and is not paid for referrals. Matthew Park is a licensed mortgage loan originator (NMLS #2109427, CA DRE #02033005). Any mortgage application happens separately, with a licensed lender, under that lender's own terms and disclosures.
If you check the opt-in box on this website's form, you agree to be contacted by Parks Lending LLC via call, email, and text about mortgage education and your education call.
All content on this website is the property of Parks Lending LLC and is protected by applicable intellectual property laws.
This website is provided "as is" without warranties of any kind. Parks Lending LLC does not guarantee the accuracy or completeness of the content.
To the fullest extent permitted by law, Parks Lending LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website.
These Terms shall be governed by the laws of the State of California and the United States of America.
Parks Lending LLC
2499 N. La Colina Ct, Orange CA 92867
Phone: (909) 927-9896
Email: matthew@parkslending.com
By using this website or opting in to text messages, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.